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The Mortality Mortgage

RRP $332.99

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The life insurance industry is one of the last examples of unrestricted capitalism in this country. Despite some regulation by various government agencies, life insurance remains a largely uncontrolled financial giant. It is the life insurance plan, how it works, that shields this industry. The Mortality Mortgage, the source of the Barnes Standard is an explanation of life insurance pricing, and a call for full financial disclosure through regulation of the industry. It is intended for financial consultants, tax attorneys, CPA's, life insurance agents, and other groups who advise consumers on financial matters. Insurance buyers supply this industry with millions of dollars in premiums each year. Consumers deserve a truth in lending law and an appraisal process for this financial service. Life insurance is not a product, it is financing. Four factors denote financial quality: price or principal, rate, term and closing costs. Consumers understand these financial elements for homes and bonds, but they do not equate the fundamentals of financial quality with life insurance. The life insurance industry, through marketing and advertising, has taught the public to focus on premiums, death benefits, and cash values; financial elements are ignored. The Mortality Mortgage compares and contrasts three financial models: the home mortgage, the bond or debt security, and life insurance. Additionally, it provides the formulas necessary for appraisal of a life insurance plan. With an appraisal, a comparison of insurance policies is possible. Once pricing is understood, consumers will demand full financial disclosure through regulation of the life insurance industry.


How To Survive A 203k Mortgage

RRP $13.99

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By popular request How to Survive Your New Home Purchase has been expanded to include even more information specific to the successful use of an FHA 203K mortgage. Are you preparing to purchase a new home for your family utilizing an FHA 203K mortgage? Then here is the resource you need!You've saved a nice sized down payment. You've picked out a neighborhood with pleasant tree-lined streets and good schools. You've checked out all sorts of amenities. But now, the current real estate environment seems scary. News sources are full of home purchase horror stories. Foreclosures and short sales can turn a dream house into a nightmare. You're not the world's greatest DIYer, nor are you a financial wizard. Now you're real estate agent and mortgage broker have recommended you apply for an FHA 203K mortgage. How to Survive a 203K Mortgage outlines step-by-step how to walk through the potential mine fields of home ownership using this financial tool and come out on the other side as a real estate winner!


Mortgage Free

RRP $18.69

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Are you struggling to save a deposit and buy a home?

Is your credit score preventing you from getting a mortgage?

Would you like to pay off your home sooner and spend your life doing what you love instead of chained to a mortgage?

This informative and easy to read book will provide you with all the knowledge you need to do just that and more.

It walks you through how to budget and make more money, what and where to buy, how to beat a bad credit score, plan for your retirement, and all the little things that will help you achieve mortgage freedom sooner.

If your money goes out as fast as it comes in, if you're a 'high risk client' or if you can't imagine ever having 'extra' money to play around with, then you need to read this book! I was once where you are now and I still paid off my home before I was 36! Downloadable bonus materials are also included for free to help you reach your goals easier and faster than ever.

MORTGAGE FREE doesn't just tell you to pay more money onto your mortgage like every other book- it walks you through how to do this, as well as how to pay off a mortgage fast, even if you're spending the same weekly amount you always have. It shows you how to change simple things, straight away, that make a massive difference to your loan term. What other book does that?

MORTGAGE FREE gives you all the knowledge you need to:

  • Write an awesome budget and learn how to make and save more money.
  • Own your own home in under 10 years- without working more.
  • Build a passive income and have more free money than ever before.
  • Nail your retirement planning and create a life you love for yourself.

If you follow even some of the solutions in this book, you will be free of your mortgage years ahead of your peers. Start living the life you've always wanted, and take back your future!

Because being debt free is the ultimate gift you can give to yourself, and your family.


The Care Of Our Common Home By Pope Francis

RRP $15.99

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Cardinal Bergoglio, Pope Francis, was chosen to lead the Roman Catholic Church in March 2013. He has been capturing the attention of billions of people worldwide because of his clear and consistent concern for people, especially the poor. His leadership style contrasts sharply with his two predecessors. On May 24, 2015 Pope Francis issued his first encyclical letter. "Laudato Si" (The Care of Our Common Home) addresses the environmental degradation of our earth. Humans are clearly responsible for most of this degradation including global warming, he says. Pope Francis earned a master's degree in chemistry before entering the seminary to prepare to be a Catholic priest. While his background is important for this letter, the letter is not about science. It is education about our common home and an appeal to all of us to reverse the damaging trend we are on. This trend can only lead to disaster, he says. Pope Francis' solution is grounded in faith but he urges dialogue among leaders of all religions, science, economy, politics, and others because the changes required are enormous. These changes involve moving from "extreme consumerism" to a more simple life. This book includes additional resources for the reader to expand his/her knowledge. It also has links to documents cited by Pope Francis and suggestions for group study. It also has a number of reflection questions in many places in the letter. This book can be used in many ways: 1) Individual reading and reflection. 2) Day of retreat for groups. 3) Parish staff studying and planning a course of action. 4) Diocesan study and reflection on an action plan. Other books by Norbert Bufka. Copy the URL to your browser for more information and to order. From Bohemia to Good Harbor (2nd edition) http: //www.createspace.com/5215114 News from the Neighborhood http: //www.createspace.com/4504249 Good Harbor Michigan http: //www.createspace.com/4463486 A Study Guide for Joy of the Gospel by Pope Francis http: //www.createspace.com/4690895 The Nicene Creed http: //www.createspace.com/4718567


Mortgage Free

RRP $18.69

Click on the Google Preview image above to read some pages of this book!

Are you struggling to save a deposit and buy a home?

Is your credit score preventing you from getting a mortgage?

Would you like to pay off your home sooner and spend your life doing what you love instead of chained to a mortgage?

This informative and easy to read book will provide you with all the knowledge you need to do just that and more.

It walks you through how to budget and make more money, what and where to buy, how to beat a bad credit score, plan for your retirement, and all the little things that will help you achieve mortgage freedom sooner.

If your money goes out as fast as it comes in, if you're a 'high risk client' or if you can't imagine ever having 'extra' money to play around with, then you need to read this book! I was once where you are now and I still paid off my home before I was 36! Downloadable bonus materials are also included for free to help you reach your goals easier and faster than ever.

MORTGAGE FREE doesn't just tell you to pay more money onto your mortgage like every other book- it walks you through how to do this, as well as how to pay off a mortgage fast, even if you're spending the same weekly amount you always have. It shows you how to change simple things, straight away, that make a massive difference to your loan term. What other book does that?

MORTGAGE FREE gives you all the knowledge you need to:

  • Write an awesome budget and learn how to make and save more money.
  • Own your own home in under 10 years- without working more.
  • Build a passive income and have more free money than ever before.
  • Nail your retirement planning and create a life you love for yourself.

If you follow even some of the solutions in this book, you will be free of your mortgage years ahead of your peers. Start living the life you've always wanted, and take back your future!

Because being debt free is the ultimate gift you can give to yourself, and your family.



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Finance Solutions Articles

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Finance Solutions Books

Finding Finance Credit Union Finance Loan Loans
Refinance Tips Bad Credit Credit Lenders Mortgage Lenders
Low Interest Mortgage Refinance Finance Charges Home Mortgage
Finance Specialist Car Finance Secured Loan Unsecured Loan

Finance Solutions